Is Pre-Settlement Right for You?
If you’re in the middle of a lawsuit and waiting on a settlement, you already know the stress of mounting bills, lost income, and daily expenses. Pre-settlement funding offers relief, but there’s still a lot of confusion surrounding how it works—and whether it’s a good idea.
Let’s clear the air and debunk the most common myths about pre-settlement funding, so you can decide if it’s the right move for you.
Myth #1: Pre-Settlement Funding Is a Loan
Fact: Pre-settlement funding is not a traditional loan.
When you take out a loan, you’re expected to repay it no matter what. But with pre-settlement funding, repayment only happens if you win or settle your case. If you don’t, you owe nothing. It’s non-recourse, which means your personal assets are never at risk.
Myth #2: It’s Only for People With Big Lawsuits
Fact: Funding is available for a wide range of cases.
From personal injury and workers’ compensation to product liability and more, pre-settlement funding isn’t just for million-dollar lawsuits. If you have a legitimate claim and an attorney representing you, you may qualify—regardless of your case size.
Myth #3: It Will Affect My Lawsuit
Fact: Pre-settlement funding has no impact on your legal proceedings.
Your attorney remains in full control of your case, and your legal strategy stays intact. Reputable funders like Arthur Funding work directly with your lawyer to ensure everything is handled professionally and without disruption.
Myth #4: It’s Too Expensive
Fact: Reputable companies offer fair, transparent terms.
Yes, there are some bad actors in the space. But companies like Arthur Funding are committed to transparent, capped rates with no hidden fees. We work to ensure you only take what you need—so your settlement still serves you in the end.
Myth #5: Approval Takes Weeks
Fact: Funding can often be delivered within 24-48 hours.
Once your attorney submits the necessary case documents, the process moves quickly. At Arthur Funding, we’re proud to offer one of the fastest approval timelines in the industry, because we know time matters when you’re facing financial pressure.
Is Pre-Settlement Funding Right for You?
Every case—and every client—is different. If you’re struggling to make ends meet while your case moves forward, pre-settlement funding can be a lifeline. It gives you the breathing room to fight for the settlement you deserve, without being forced into a lowball offer just to pay your bills.
Still have questions? Our team at Arthur Funding is here to help. There’s no obligation to apply, and we’re always happy to walk you through your options.
Ready to explore your options?
Contact Arthur Funding today for a free case review—and see if pre-settlement funding is right for you.
