How Can You Utilize Your Pre-Settlement Funding Best?
When you’re in the middle of a lawsuit—whether from a personal injury, workplace accident, or another legal matter—daily life doesn’t pause. Rent is still due. Groceries still need to be bought. And unexpected expenses seem to hit hardest when your income is already strained.
That’s where pre-settlement funding can help.
At Arthur Funding, we provide financial relief for people who are waiting on their legal settlement—but need support now. One of the most common questions we get is:
“Can I use pre-settlement funding for rent and basic living costs?”
Yes, you can—and here’s how to do it smartly.
Why People Use Pre-Settlement Funding for Rent and Essentials
Lawsuits can take months—or even years—to settle. And during that time, many plaintiffs experience a loss of income, especially if they’re recovering from an injury or unable to return to work.
Pre-settlement funding offers a way to maintain stability by:
- Avoiding eviction or late rent fees
- Keeping utilities on
- Putting food on the table
- Covering transportation, childcare, or medication costs
In short: it helps you live your life while your case works its way through the system.
How to Use Your Funds Wisely
When you receive a pre-settlement advance, it can be tempting to use it like a windfall—but remember, this is your money from a future settlement. The goal is to stretch it effectively so you’re financially supported now, while still protecting your future recovery.
Here are a few smart strategies:
✅ Prioritize Essentials
Focus first on non-negotiables: rent, utilities, groceries, transportation, and medications. Keeping a roof over your head and food on the table comes first.
✅ Make a Simple Budget
Even a basic budget can help you see where your money is going. Allocate your funds based on needs—not wants.
✅ Avoid Unnecessary Spending
It’s not the time for big purchases or splurges. The more disciplined you are now, the more options you’ll have later.
✅ Communicate With Your Attorney
Your attorney is a key partner in the funding process. Keep them informed of your situation—they can also help you assess whether another advance is appropriate down the line.
When Pre-Settlement Funding Makes Sense
Using pre-settlement funding to cover basic living expenses is one of the best ways to put it to use—especially if you’re in a temporary financial bind due to your case.
Instead of being forced into an early, unfair settlement just to keep the lights on, funding helps you buy time to let your legal team do their job.
It’s not just about money—it’s about giving you control and dignity in the process.
You’re Not Alone
Financial hardship during a lawsuit is more common than you think—and it’s nothing to be ashamed of. Arthur Funding was built to support people just like you: people navigating the legal system while trying to keep their lives afloat.
Need help covering rent or basic expenses while waiting on your case?
Contact Arthur Funding for a free, no-obligation case review. Get the support you need to stay on your feet—and in control.
