How plaintiffs can access necessary procedures before settlement
For many plaintiffs, undergoing a necessary surgical procedure while awaiting a legal settlement can be a financial nightmare. Medical litigation often involves prolonged legal battles, during which injured individuals may struggle to cover the cost of urgent medical treatments, particularly surgery. At Arthur Funding, we understand the importance of accessing proper healthcare without financial strain, which is why we offer surgical funding as a pre-settlement financial solution.
The Financial Burden of Surgery Before Settlement
Medical procedures, especially surgeries, come with high costs that most plaintiffs simply cannot afford out-of-pocket. Even with health insurance, deductibles, co-pays, and out-of-network expenses can create a significant financial barrier. Additionally, many individuals find themselves unable to work due to their injuries, further exacerbating their economic hardship. Without immediate funding, plaintiffs may be forced to delay critical procedures, potentially worsening their health condition and affecting their quality of life.
How Surgical Funding Works
Surgical funding provides plaintiffs with the necessary financial assistance to cover medical procedures before their case reaches a settlement. Unlike traditional loans, pre-settlement surgical funding is a non-recourse advance, meaning repayment is only required if the plaintiff wins or settles their case. This allows plaintiffs to receive the medical care they need without worrying about upfront costs or adding financial stress to an already challenging situation.
Steps to Obtain Surgical Funding:
- Application Process – Plaintiffs can apply for funding through Arthur Funding by providing case details and medical necessity information.
- Case Review – Our team evaluates the case strength, medical needs, and likelihood of a favorable settlement.
- Approval & Funding – If approved, funds are provided quickly to cover surgical expenses, ensuring plaintiffs can receive timely medical treatment.
- Repayment Upon Settlement – The advance is repaid from the settlement amount, with no risk to the plaintiff if the case is unsuccessful.

Benefits of Surgical Funding
- Immediate Access to Necessary Medical Care – Plaintiffs no longer need to delay surgery due to financial constraints.
- No Upfront Costs or Credit Checks – Funding is based on the strength of the legal case, not creditworthiness.
- Improved Case Outcomes – Proper medical treatment can contribute to stronger personal injury claims, as it demonstrates the severity of injuries.
- Reduced Financial Stress – Plaintiffs can focus on recovery instead of financial concerns while awaiting their settlement.
Who Can Benefit from Surgical Funding?
Surgical funding is ideal for plaintiffs involved in various types of litigation, including:
- Personal injury cases (e.g., car accidents, slip-and-fall incidents, workplace injuries)
- Medical malpractice lawsuits
- Defective product claims
Get the Medical Care You Need Today
At Arthur Funding, we believe that financial hardship should never stand in the way of necessary medical care. If you or a loved one is struggling to afford surgery while awaiting a legal settlement, surgical funding may be the solution you need. Contact us today to learn more about our pre-settlement funding options and take the first step toward recovery.