The factors that contribute to delays and how pre-settlement funding can help
When you’ve been injured and filed a personal injury claim, time can feel like your biggest enemy. While you wait for justice, life doesn’t stop—bills pile up, medical treatments continue, and lost income creates financial pressure. Unfortunately, personal injury cases often take much longer to settle than most people expect. So, what causes these delays, and how can pre-settlement funding help ease the burden?
The Common Causes of Delays in Personal Injury Cases
1. Complex Liability Investigations
Before a case can move forward, fault must be clearly established. This can involve collecting police reports, witness statements, surveillance footage, accident reconstruction, and more—especially if multiple parties are involved.
2. Ongoing Medical Treatment
Attorneys often wait until the injured party reaches “maximum medical improvement” (MMI) before calculating damages. Settling too early could undervalue your case if future treatments are needed.
3. Insurance Company Tactics
Insurance companies frequently delay negotiations, hoping plaintiffs will become desperate and accept a lower settlement. These tactics are frustrating—and financially draining.
4. Court Backlogs
If a lawsuit is filed, courts can be slow to schedule hearings or trials, especially in jurisdictions with heavy caseloads. This adds months, or even years, to the timeline.
5. Disputes Over Damages
Calculating fair compensation isn’t always straightforward. The defense may dispute the extent of your injuries, the necessity of certain treatments, or lost wage claims—all of which can prolong the process.

The Financial Toll of Waiting
During this waiting period, you may be struggling to cover essentials—medical bills, rent, groceries, car payments. Many plaintiffs face mounting debt or are forced to settle early just to make ends meet. That’s where pre-settlement funding from Arthur Funding can be a lifeline.
How Pre-Settlement Funding Can Help
Arthur Funding offers non-recourse pre-settlement funding to help personal injury plaintiffs manage everyday expenses while their case is pending. Here’s how it works:
- Quick access to cash based on the estimated value of your case
- No repayment unless you win or settle
- No credit checks or income requirements
- Freedom to hold out for a fair settlement
This funding isn’t a loan—it’s an advance on your future settlement. That means you only repay if your case is successful. It’s risk-free financial support during one of the most difficult times in your life.
Why Choose Arthur Funding?
We specialize in helping personal injury plaintiffs stay financially stable through long legal battles. We work directly with your attorney to streamline the process, with approvals often within 24–48 hours.
Don’t Let Delays Derail Your Life
If your case is dragging on and you need financial breathing room, Arthur Funding is here to help. Our mission is to support plaintiffs with honest, transparent pre-settlement funding so you can focus on healing—not just surviving.
Arthur Funding – Fast, Fair, and Here When You Need Us Most.