How Credit Scores Impact Pre-Settlement Funding (Hint: They Don’t—Here’s Why)
If you’re in the middle of a lawsuit and feeling financial pressure, you’re not alone. Medical bills, lost wages, and everyday living expenses don’t stop while your case makes its way through the legal system.
Pre-settlement funding can help bridge that gap—but if you have less-than-perfect credit, you might be wondering:
“Can I still qualify for pre-settlement funding if my credit isn’t great?”
Here’s the good news: Your credit score doesn’t matter.
Why Credit Isn’t a Factor
Unlike traditional loans, pre-settlement funding is based on the strength of your case—not your credit history or income.
That means:
- No credit check
- No job required
- No monthly payments
At Arthur Funding, we understand that a legal battle can take a toll not just physically and emotionally—but financially too. Maybe you’ve missed payments. Maybe you’ve fallen behind on bills. That doesn’t disqualify you.
We look at the details of your case, not your past credit mistakes.
How Approval Is Actually Determined
When you apply for pre-settlement funding, here’s what matters most:
- Do you have a strong case?
- Do you have an attorney representing you?
- Is your case likely to result in a settlement or payout?
If the answer to these is yes, you may qualify—even if your credit score is low or nonexistent.
Our team works directly with your attorney to review the facts and estimate the potential value of your case. Based on that, we can offer an advance that helps you cover living costs, rent, medical expenses, or whatever you need while your case is pending.
How Pre-Settlement Funding Helps—Without Adding Risk
Because pre-settlement funding is non-recourse, you only repay the advance if you win or settle your case. If you don’t, you owe nothing. There are no hidden fees, no credit damage, and no risk to your personal assets.
That’s what makes it such a powerful—and accessible—resource for people who need help now.
Bottom Line: You’re More Than Your Credit Score
Legal struggles and financial struggles often go hand-in-hand. We get that. Your credit score doesn’t define your case—or your right to pursue justice and financial relief.
At Arthur Funding, we believe in meeting you where you are and giving you the support you need to stay afloat during the legal process.
Have a strong case but worried about your credit?
Let us help. Contact Arthur Funding for a free case review—no credit check, no pressure, just honest answers.
